Life-enhancing finance solutions

Expert strategy to secure the right finance to fund your property goals
HOW WE HELP
Case study
Where lifestyle and investing combine
We helped Dave and Anna purchase their second coastal investment property, which they run as a short term rental. When they want to get away for a bit, it becomes their holiday home – all while building their nest egg!
Get help buying an investment property
Case study
How a loan review can save you
A home loan shouldn't be a life sentence, but it can certainly feel that way with the ever-increasing interest rates. We refinanced Kirralee's home loan and reduced her interest rate and shaved years off the life of her loan!
Get your home loan health check
Buy a property
Whether you're just starting out or are a seasoned investor, we can help.
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Review my loans
Let's make sure your home loans are optimised and that you're getting a great deal.
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What people say about working with us

Melissa Knight
Melissa Knight
9 March 2025
The team at Lomonti were absolutely brilliant. Virginia and Bianca were incredibly knowledgeable, patient, and responsive. They made the process of refinancing our home loan so smooth and stress-free. Highly recommend to anyone looking for a reliable and knowledgeable mortgage broker.
Ben Leong
Ben Leong
4 March 2025
Really appreciated the service of Virginia and Bianca. They are second to none, very strategic and provided well thought through advice. Every bit of information received over the home loan process was entirely correct and they were always a step ahead. Will definitely use them again in future transactions. Cheers Ben & Lily
Deb Quinlan
Deb Quinlan
6 February 2025
If you’re looking for someone to guide you through one of life’s biggest decisions with expertise, heart, and unwavering support—stop searching. You NEED a Virginia in your life! There truly aren’t enough stars to rate the phenomenal experience I had with Virginia & Bianca at Lomonti. Virginia is a force of nature—her knowledge, dedication, and humor made what could have been an overwhelming process feel not just manageable, but exciting. She didn’t just help; she championed us, fought for us, and lifted us up every step of the way. This isn’t just a job for her—it’s her passion. And it shows in every interaction, every detail, and every moment of support she gives. There simply aren’t enough "thank yous" in the world for what she and Bianca have done for my family. If you want someone in your corner who genuinely cares, works tirelessly, and makes the impossible feel possible—Virginia is the one. You will NOT be disappointed!
Tom Dhaene
Tom Dhaene
19 January 2025
Virginia and her team has been tremendously helpful during the purchase of our new home. They carefully listened to our needs and requests, were very responsive, gave advice and tips throughout the journey, and made the stressful process of buying a house much smoother.
Sacha Millar
Sacha Millar
12 September 2024
It's always a pleasure working with Virginia. Always professional and helpful.
Sam Needs
Sam Needs
4 March 2024
Both my Wife and I found Virgina to be a breath of fresh air. And I can't state that any more if I/we tried. We've utilised the service of other brokers, and she is, and I can't state this any clearer, head and shoulders above the rest. Communication - Unbelievably responsive Kowledge of market product/fit - Outstanding We were fortunate enough to have a couple of options available to us recently, in relation to a refinance status. Virginia could communicate (all) angles perfectly clearly in order for us to make the most informed decision that suited. If you require an empathetic, straight shooter with what we'd describe as unparallelled market knowledge, Virginia is by far the best we've encountered. Thanks again Virginia. Looking forward to the next one...
Peter Cooney
Peter Cooney
1 March 2024
I recently purchased an investment property and before entering the daunting minefield of banks and loan types available for my situation I asked a good friend (ex mortgage broker) who would he recommend. His answer "Only one person I'd recommend.. Virginia from Lomonti". Well good enough for me I thought. I could not speak highly enough of Virginia. From start to finish every box was ticked getting me onto a loan and bank that suited my exact needs. Everything was explained to me in a way I could understand, communication throughout the whole process was seamless and thorough. I was also provided with extra infomation throughout different steps of the process which made things so much easier. Virgnia was always very friendly and professional and nothing was ever too much trouble .. in fact she went above and beyond as far as I'm concerned. Being such a huge life decision I could not recommend Virginia highly enough if you need the job done by an absolute true professional that will step you through the whole process and probably save you a lot of hard earned dollars in the long run. Thanks again Virginia. Truly a pleasure to deal with ...
Emily Kranz
Emily Kranz
22 February 2024
It was fantastic working with Virginia throughout the loan process. The level of communication and assistance in understanding the next steps/requirements was great. Lovely and personable, making the process stress free! Would highly recommend Virginia to family, friends and colleagues.
Bruce Saul
Bruce Saul
27 September 2023
Every time we have asked Virginia to source funding for our real estate purchases, she has successfully walked us through the complexities of banks’ compliance requirements. The ongoing communication that she provides is amazing. We would highly recommend using her for taking the hassle out of gaining your financial borrowing needs. Bruce & Jane
Melissa Shepherd
Melissa Shepherd
25 September 2023
Virginia is fantastic to deal with, she made the whole process so simple to navigate. A wealth of knowledge, experience and friendly to deal with. We have no hesitation in recommending Virginia.
Why Lomonti? 

We believe successful property is about ensuring location, money, and time align. When these three elements come together you have the opportunity to build wealth and achieve your lifestyle goals.

We help our clients invest in property that secures their financial future and enriches their lifestyle today – whether that means purchasing their dream home, or a holiday rental!
Tailored finance solutions
Access to a range of lenders
Bespoke strategic guidance
Long term relationships
Meet us

Access a wide range of lenders

Finding the right solution for you depends on a multitude of factors. We work in your best interests to secure you the finance you need to grow your property portfolio.
Some of our lenders

How we work together

Delivering strategic finance solutions to help you achieve your property goals
1
Discover
We take the time to understand your goals and needs.
2
Analyse
We analyse thousands of loan products to find the right fit.
3
Apply
We prepare the application and liaise with the lender.
4
Support
We monitor the market and keep you up to date on your options.

Ready to start your property investment journey?

Let's talk
Finance solutions to build your lifestyle friendly property portfolio. Get more form your money with astute guidance on all things home loans.
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This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
Copyright 2024, The Trustee for Pandanus One Trust (ABN 54 136 879 596) t/as Lomonti.
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